.ptc{--bg:#edf2ee;--surface:#fff;--ink:#12261e;--muted:#5a6b63;--line:#d3ddd6;--green:#0b6b45;--green-soft:#dcebe2;--amber:#b87a00;--display:"Bricolage Grotesque","Trebuchet MS",sans-serif;--body:"IBM Plex Sans","Segoe UI",Arial,sans-serif;font-family:var(--body);color:var(--ink);background:var(--bg);line-height:1.5;padding:0 20px 40px;min-height:100vh}.ptc *,.ptc :after,.ptc :before{box-sizing:border-box}body{margin:0;background:#edf2ee}.ptc-wrap{max-width:980px;margin:0 auto}.ptc h1{font-family:var(--display);font-weight:700;font-size:clamp(2rem,5vw,3.25rem);line-height:1.05;letter-spacing:-.02em;margin:0 0 10px;max-width:16ch}.ptc-lede{color:var(--muted);margin:0 0 32px;max-width:60ch}.ptc h2{font-family:var(--display);font-weight:700;font-size:1.5rem;letter-spacing:-.01em;margin:48px 0 12px}.ptc h3{font-size:1rem;font-weight:600;margin:20px 0 4px}.ptc p{margin:0 0 12px;max-width:70ch}.ptc-grid{display:grid;grid-template-columns:minmax(0,5fr) minmax(0,7fr);grid-gap:20px;gap:20px;align-items:start}.ptc-panel{background:var(--surface);border:1px solid var(--line);border-radius:14px;padding:24px}.ptc label,.ptc legend{display:block;font-weight:600;font-size:.9rem;margin-bottom:6px;padding:0}.ptc fieldset{border:0;padding:0;margin:0 0 20px}.ptc-field{margin-bottom:20px}.ptc-money{display:flex;align-items:center;border:1.5px solid var(--line);border-radius:10px;background:#fff}.ptc-money:focus-within{border-color:var(--green);outline:3px solid var(--green-soft)}.ptc-money span{padding:0 4px 0 14px;color:var(--muted);font-weight:500}.ptc-money input{flex:1 1;min-width:0;border:0;background:transparent;outline:0;font:600 1.35rem var(--body);font-feature-settings:"tnum";font-variant-numeric:tabular-nums;color:var(--ink);padding:12px 14px 12px 4px}.ptc-seg{display:grid;grid-auto-flow:column;grid-auto-columns:1fr;background:var(--bg);border-radius:10px;padding:4px;grid-gap:4px;gap:4px}.ptc-seg input{position:absolute;opacity:0;pointer-events:none}.ptc-seg label{margin:0;text-align:center;padding:9px 8px;border-radius:7px;cursor:pointer;font-weight:500;color:var(--muted)}.ptc-seg input:checked+label{background:var(--surface);color:var(--ink);font-weight:600;box-shadow:0 1px 2px rgba(18,38,30,.14)}.ptc-seg input:focus-visible+label{outline:2px solid var(--green);outline-offset:1px}.ptc-select{width:100%;font:600 1rem var(--body);color:var(--ink);background:#fff;border:1.5px solid var(--line);border-radius:10px;padding:11px 12px}.ptc-select:focus-visible{border-color:var(--green);outline:3px solid var(--green-soft)}.ptc-hint{font-size:.85rem;color:var(--muted);margin:6px 0 0}.ptc-result{background:var(--green);color:#fff;border-color:var(--green)}.ptc-result-label{font-size:.9rem;opacity:.85;margin:0}.ptc-big{font-family:var(--display);font-weight:700;font-size:clamp(2.2rem,6vw,3.4rem);line-height:1.1;letter-spacing:-.02em;font-feature-settings:"tnum";font-variant-numeric:tabular-nums;margin:2px 0 18px}.ptc-stats{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));grid-gap:12px;gap:12px;border-top:1px solid hsla(0,0%,100%,.25);padding-top:16px;margin:0}.ptc-stats dt{font-size:.8rem;opacity:.85}.ptc-stats dd{margin:0;font-weight:600;font-size:1.05rem;font-feature-settings:"tnum";font-variant-numeric:tabular-nums}.ptc-compare{margin:16px 0 0;font-size:.9rem;background:hsla(0,0%,100%,.14);border-radius:8px;padding:8px 12px}.ptc-compare:empty{display:none}.ptc-ladder-panel{margin-top:20px}.ptc-ladder-title{font-weight:600;margin:0 0 14px}.ptc-ladder{display:grid;grid-template-columns:repeat(auto-fit,minmax(62px,1fr));grid-gap:14px 3px;gap:14px 3px}.ptc-step{position:relative}.ptc-step-bar{height:34px;background:var(--green-soft);border-radius:4px;overflow:hidden}.ptc-step-fill{height:100%;width:0;background:var(--green);transition:width .25s ease}.ptc-step.is-current .ptc-step-fill{background:var(--amber)}.ptc-step-rate{font-weight:600;font-size:.85rem;margin-top:6px}.ptc-step-from{font-size:.72rem;color:var(--muted)}.ptc-step.is-current .ptc-step-rate{color:var(--amber)}.ptc-table-scroll{overflow-x:auto}.ptc table{width:100%;border-collapse:collapse;font-feature-settings:"tnum";font-variant-numeric:tabular-nums;font-size:.93rem}.ptc td,.ptc th{text-align:left;padding:9px 10px 9px 0;border-bottom:1px solid var(--line);white-space:nowrap}.ptc th{font-size:.8rem;color:var(--muted);font-weight:500}.ptc td:last-child,.ptc th:last-child{text-align:right;padding-right:0}.ptc tfoot td{font-weight:600;border-bottom:0}.ptc-breakdown{margin-top:20px}.ptc-note{font-size:.85rem;color:var(--muted);margin-top:28px}@media (max-width:760px){.ptc-grid{grid-template-columns:1fr}}@media (prefers-reduced-motion:reduce){.ptc-step-fill{transition:none}}.ptc a{color:var(--green)}.ptc a:focus-visible{outline:2px solid var(--green);outline-offset:2px;border-radius:3px}.ptc-footer,.ptc-header{display:flex;flex-wrap:wrap;gap:8px 20px;justify-content:space-between;align-items:center}.ptc-header{padding:18px 0;margin-bottom:36px;border-bottom:1px solid var(--line)}.ptc-footer{margin-top:64px;padding-top:20px;border-top:1px solid var(--line);font-size:.9rem;color:var(--muted)}.ptc-footer nav,.ptc-header nav{display:flex;gap:18px}.ptc-footer nav a,.ptc-header nav a{text-decoration:none;color:var(--muted)}.ptc-footer nav a:hover,.ptc-header nav a:hover{color:var(--ink);text-decoration:underline}.ptc .ptc-brand{font-family:var(--display);font-weight:700;font-size:1.15rem;color:var(--ink);text-decoration:none}.ptc-tools{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(auto-fill,minmax(280px,1fr));grid-gap:16px;gap:16px}.ptc-tools a{display:block;height:100%;background:var(--surface);border:1px solid var(--line);border-radius:14px;padding:20px;text-decoration:none;color:var(--ink)}.ptc-tools a:hover{border-color:var(--green)}.ptc-tools strong{display:block;font-family:var(--display);font-size:1.2rem;margin-bottom:4px}.ptc-tools span{color:var(--muted);font-size:.93rem}.ptc-ad{margin:20px 0;min-height:90px}